Privacy Policy

This Privacy Policy describes how Dr. Malhar Paneliya (“we,” “us,” or “our”), operator of CutoffRank (cutoffrank.com), collects, uses, and shares information about you when you use our website and services.

Who we are

CutoffRank is a sole proprietorship operated by Dr. Malhar Paneliya, a medical graduate from All India Institute of Medical Sciences (AIIMS), Nagpur. The business is based in Maharashtra, India, and operates under Indian jurisdiction including the Digital Personal Data Protection Act, 2023 (DPDP Act).

Information we collect

We collect the following categories of information:

1. Information you provide directly

• NEET UG or INICET exam marks and rank
• Category (UR/OBC/SC/ST/EWS and similar)
• Home state, course preference, year, PwD status
• Email address (when you sign up or contact us)
• Phone number (when you verify via OTP)

2. Information collected automatically

• IP address and approximate location (inferred from IP)
• Browser type, device type, operating system
• Pages visited, time spent, clicks and interactions
• Referral source (which site you came from)

3. Cookies and similar technologies

• We use cookies to remember your preferences, track analytics, and improve your experience
• Third-party cookies from Google Analytics and Google AdSense (when activated)

How we use your information

We use the information to:

• Provide personalized cutoff search results and insights
• Understand how users interact with the site (analytics)
• Improve the product and fix issues
• Send OTP verification codes to your phone (when you sign up)
• Respond to your inquiries and support requests
• Comply with legal obligations
• Display advertisements via Google AdSense

Data sharing

We share information with:

1. Google Analytics

Usage data is collected and processed by Google Analytics to help us understand user behavior. Google’s own privacy policy applies to their processing of this data. Learn more at policies.google.com/privacy.

2. Google AdSense

When active, Google AdSense may use cookies and similar technologies to serve ads based on your prior visits to our site or other sites. You may opt out of personalized advertising by visiting google.com/settings/ads.

3. Service providers

We may share data with trusted third parties who provide services on our behalf (such as email delivery or OTP services), under confidentiality obligations.

4. Legal requirements

We may disclose information when required by law, court order, or to protect our rights or the safety of users.

We do NOT sell your personal data to third parties.

Your rights under the DPDP Act

As a user in India, you have the right to:

• Know what personal data we have about you
• Request correction of inaccurate data
• Request erasure of your data
• Withdraw consent for data processing
• Nominate someone to exercise these rights if you are unable to

To exercise these rights, email us at support@cutoffrank.com. We will respond within a reasonable timeframe, generally 30 days.

Data retention

We retain your information only as long as necessary to fulfill the purposes described in this policy, comply with legal obligations, and resolve disputes. Analytics data may be retained by Google according to their retention settings.

Children’s data

CutoffRank is intended for NEET UG and medical entrance aspirants, who are typically 17 years or older. If you are under 18, you may use this site only with parental or guardian consent. We do not knowingly collect data from children under 13. If you believe we have collected data from a child under 13, please contact us at support@cutoffrank.com and we will delete it.

Data security

We take reasonable measures to protect your information from unauthorized access, disclosure, alteration, or destruction. However, no internet transmission or storage system is completely secure, and we cannot guarantee absolute security.

Changes to this Privacy Policy

We may update this Privacy Policy from time to time. When we do, we will update the “Last updated” date. Significant changes will be communicated via a notice on the site or email (if you have provided one). Continued use of the site after changes constitutes acceptance.

Contact us

For questions about this Privacy Policy or to exercise your rights, email us at:

support@cutoffrank.com

Jurisdiction

This Privacy Policy is governed by the laws of India, including the Digital Personal Data Protection Act, 2023. Any disputes arising under this policy will be resolved in the courts of Maharashtra, India.